Insurance companies deny disability claims for a number of reasons. The most common reasons include a lack of medical evidence supporting disability, a lack of medical evidence supporting disability at the change of definition, a change in your medical or functional status, a pre-existing condition or the failure to be under the regular and appropriate care of a physician and follow treatment recommendations.
Certain types of disability claims are also more likely to be initially denied than others. For example, insurance companies will often deny mental illness claims due to the subjective nature of the complaints and lack of objective findings from the physician. Our disability lawyers can provide you with experienced help on these claims.
If an insurance company has denied your claim for disability benefits this does not mean that the insurer’s analysis is correct or that you are not disabled or entitled to disability benefits. If you have been denied disability benefits, the disability lawyers at Zacharias can help you in resolving your denied claim by bringing forth the medical evidence required to prove your disability and ensure that your insurer is fulfilling their contractual obligations.
Our lawyers have experience in disability insurance matters such as yours and can provide you with the legal assistance you require to protect your rights and resolve your claim.